The Terms of Use set out below and the MTF Finance Privacy Statement (together the Website Terms) apply to your use of Motor Trade Finance Limited’s (MTF Finance) website. By accessing MTF Finance’s website, you are deemed to confirm that you have read and agreed to these Terms of Use and the MTF Finance Privacy Statement. Please read them carefully each time you visit this website.
MTF Finance may at any time change the information provided on this website and the Website Terms, without notice, including by suspending or discontinuing all or any aspects of this website. By continuing to use this website after the Website Terms have been updated, you are deemed to confirm that you have read and agreed to the updated Website Terms.
The information provided on the MTF Finance website is for information purposes only. The content of the MTF Finance website is not intended to be a substitute for commercial judgement or professional advice and MTF Finance strongly recommends you obtain independent professional advice before acting on any information on this website, including before making important borrowing decisions.
All applications made through the MTF Finance website are subject to MTF Finance’s lending criteria, terms and conditions and fees applicable at the time of application.
To the extent that any Website Terms are inconsistent with the terms and conditions applicable to a specific product or service, the terms and conditions applicable to the specific product or service will prevail.
Although every effort has been made to provide accurate information on the MTF Finance website, to the extent permitted by law:
All links and references to other websites on the MTF Finance website are not part of the MTF Finance website and are provided for convenience only. The provision of a link to a third party website does not imply MTF Finance’s agreement to or endorsement of any of the information contained on the third party website. Third party websites may have different terms of use and privacy statements, which you should review before using the third party website.
If you link the MTF Finance website to your website, you must remove the link at MTF Finance's request. If you create a link to the MTF Finance website, you acknowledge that you are responsible for all direct or indirect consequences of that link, and you indemnify MTF Finance against all costs, loss, damage, liability or expense and other liabilities arising from or in connection with that link.
MTF Finance has and retains copyright and all other intellectual property rights in all information on this website. You may use the information and reproduce it in hard copy for your own non-commercial use only. The information may not be reproduced, distributed or incorporated into any other document.
We may allow you to customise your account by adding an image to represent it. We reserve the right to replace or remove the image used to depict your account. If the image is provided by us, you agree that you will not download, share, print or copy the image.
If you supply your own image, you:
This website has been prepared in accordance with New Zealand law for persons resident in New Zealand only. The content of the MTF Finance website and the Website Terms are governed by the laws of New Zealand, and MTF, any user of the MTF Finance website and anyone using services on or through the MTF Finance website submits to the exclusive jurisdiction of the courts of New Zealand.
References to MTF Finance or we means Motor Trade Finance Limited including its successors and assigns.
Last updated July 2016.
In this Privacy statement MTF Finance or we or our means Motor Trade Finance Limited and includes any third party transferred MTF Finance’s rights.
MTF Finance has a network of MTF Finance franchisees and approved dealers who provide vehicle finance. Our franchisees and dealers are referred to in this Privacy statement as “MTF Finance Originators”.
This Privacy statement explains how MTF Finance and MTF Finance Originators collect, hold, use and share your personal information.
You should read this Privacy statement carefully and make sure you understand it before you use the MTF Finance website (Website) or sign a contract with an MTF Finance Originator.
If you have any queries about your privacy, talk to us – contact details are set out below.
MTF Finance recognises the importance of protecting your personal information.
“Personal information” is defined in the Privacy Act 2020 (as amended from time to time) (the Privacy Act) and means all information about an identifiable individual.
MTF Finance and MTF Finance Originators will only collect, use and share your information in accordance with the Privacy Act and this Privacy statement.
By accessing our Website and/or entering into a contract with an MTF Finance Originator, you allow MTF Finance and MTF Finance Originators to collect, use, and share personal information about you in accordance with the Privacy Act and this Privacy statement.
This Privacy statement will apply to any personal information you provide when you:
If you provide MTF Finance or an MTF Finance Originator with any other person’s information (such as a guarantor or beneficial owner), or allow collection of that information, you confirm that that person has allowed MTF Finance or an MTF Finance Originator to collect, use and share their personal information in accordance with the Privacy Act and this Privacy statement.
You also confirm that you have informed them of their rights to access their personal information set out in this Privacy statement.
MTF Finance may update this Privacy statement from time to time by publishing an updated version on our Website. You should check the Privacy statement on our Website periodically for changes.
Any changes to the Privacy statement apply to all information collected before and after the publication date. If we think any changes may directly affect you, we will aim to let you know by sending you a message or highlighting the change on our Website. We may also take additional steps to bring the changes to your attention, as required by law.
MTF Finance and MTF Finance Originators will only collect your personal information directly from you, unless you have consented to us collecting that information from another party. For example, a credit reporting agency, or where the information is publicly available.
You do not have to provide us with the information we ask for, however if you choose not to, it may affect the services we can provide to you.
We have safeguards in place to protect the personal information you provide against accidental, unlawful or unauthorised loss, access, disclosure, modification or use.
You consent to your personal information being used by MTF Finance and MTF Finance Originators for the following:
You consent to your personal information being shared with, accessed by or obtained from other organisations or people MTF Finance and MTF Finance Originators considers appropriate for the purposes listed above. These other organisations or people may include:
MTF Finance and MTF Finance Originators may use the services of credit reporting agencies on an on-going basis. We may exchange information about you with those agencies (including information about your default and repayment history). Those agencies may retain that information and provide that information to other customers who use their credit reporting services.
Occasionally we may need to send your personal information outside New Zealand, including to service providers and suppliers that may be located overseas or have overseas operations. If we do send personal information overseas either directly or via a third party, it will only be for the purposes listed in this Privacy statement. We will ensure that any such transfer of personal information will only be undertaken in compliance with the Privacy Act.
By browsing and reading the information on our Website, MTF Finance may gather information about your visit automatically.
MTF Finance's system tracks traffic to our Website. This is not personally identifiable to you. We do this to help determine the value and quality of our Website’s content. It also allows us to monitor traffic for the purposes of software and hardware integrity and maintenance.
This may include using a “cookie” (a small data file) containing information that can identify the computer or device you are browsing from. Some features of our Website may require cookies to function.
You can choose to refuse cookies by turning them off in your browser and/or deleting them from your hard drive. Blocking or deleting cookies may reduce the functionality of our Website or otherwise prevent access to our Website depending on your browser settings.
Hotjar is a technology service that helps us better understand our users' experience (e.g. how much time they spend on which pages, which links they choose to click, what users do and don’t like, etc.). Hotjar uses cookies and other technologies to collect data on our users’ behaviour and their devices (in particular device's IP address (captured and stored only in anonymised form), device screen size, device type (unique device identifiers), browser information, geographic location (country only), preferred language used to display our website). Hotjar stores this information in a pseudonymised user profile. Neither Hotjar nor MTF Finance will ever use this information to identify individual users or to match it with further data on an individual user. For further details, please see Hotjar’s privacy policy. You can opt-out to the creation of a user profile, Hotjar’s storing of data about your usage of our Website and Hotjar’s use of tracking cookies on other websites by following this opt-out link.
Any personal information that MTF Finance holds about you will be held at Level 1, 98 Great King Street, Dunedin, New Zealand or on our behalf by a third-party service provider. You have the right to access and request correction of personal information.
If we refuse you access to your personal information, we will provide you with an explanation for that refusal. The Privacy Act sets out reasons we may withhold information from you.
You may withdraw any consent you previously provided to us, or object at any time on legitimate grounds to the processing of your personal information. Withdrawing your consent to use or disclosure of your personal information may mean that we can no longer provide you with certain products or services.
MTF Finance's contact address is PO Box 885, Dunedin 9054 or info@mtf.co.nz
Please contact the relevant MTF Finance Originator for details of where they hold personal information about you.
Last updated November 2020